1 Acquisition
£
£
£
£
2 Financing
%
%
yrs
£
3 Rental income & running costs
£
%
%
%
£
£
4 Growth & exit assumptions
%
%
%
yrs
See your full appraisal
Yields, cashflow, cash-on-cash return and a full multi-year projection with levered IRR. Generate it now, then save a branded PDF.
Return on cash invested (Year 1)
—
Annual pre-tax cashflow ÷ total cash in
Monthly cashflow
—
Levered IRR
—
Yields & income
Gross yieldAnnual rent ÷ price
—
Net yieldNOI ÷ all-in property cost
—
Net operating incomeRent less running costs
—
Monthly mortgage payment
—
Break-even occupancyRent needed to cover costs
—
Cash required to complete
Deposit
—
Stamp Duty (SDLT)
—
Fees & refurb
—
Total cash invested
—
Return over the 5-year hold
Total cash invested
—
Total returnednet cashflow + net sale proceeds
—
Total profitpre-tax, over the hold
—
Equity multipletotal returned ÷ cash in
—
Multi-year projection
Assumes sale at the end of the hold period, net of selling costs and any outstanding mortgage.
| Year | Rent (net of voids) | Running costs | Mortgage | Net cashflow | Property value | Equity |
|---|
Value & equity over the hold
How the property's value and your share of it (equity) build over the projection.
Property value
Your equity
Outstanding mortgage
Stress test
How Year-1 monthly cashflow and cash-on-cash return hold up if borrowing gets dearer or rent softens.
| Scenario | Monthly cashflow | Cash-on-cash |
|---|
Important. This model is provided by Hussnan Strategic Advisory for illustration and general information only. It is not personal financial, investment, tax, or mortgage advice, and figures are estimates based on the assumptions you enter. SDLT is calculated on current standard England & Northern Ireland residential rates, including the 5% higher-rate surcharge for additional dwellings where selected; it does not reflect first-time-buyer relief, non-resident surcharge, Welsh (LTT) or Scottish (LBTT) rates, mixed-use, or company/SPV purchases. Returns are shown pre-tax and exclude income tax, corporation tax, and capital gains tax. Always seek regulated, professional advice before committing to a transaction.